Verified balance-sheet and private lenders that fund DSCR 1–4 unit, STR/Airbnb, 5+ unit multifamily, and portfolio rental loans. In Texas (TX), closings operate under a Non-Judicial (First Tuesday Deed of Trust — TX Prop. Code §51.002) regime (35–55 days-day average timeline) with a 1.68% average property tax rate and $780/$100K landlord hazard insurance benchmark.
Balance-sheet & securitized Non-QM capital providers funding 1–4u and 5–100+u assets.