2026 State DSCR & Cap-Rate Intelligence Report · Kentucky (KY) · arizonaprivatemoneyloan.com
Kentucky Executive Underwriting Summary: Across 4 tracked Kentucky investment markets, 1–4 unit rental properties average $265,000 in acquisition price against $2,050/month in Form 1007 market rent (9.28% gross rental yield) and $1,240/door/month on 5–25 unit multifamily assets. Investors underwriting Kentucky DSCR loans must factor a 0.83% effective property tax rate (~$2,200/yr), $580/$100k hazard insurance (~$1,537/yr), and a Judicial (Master Commissioner Sale) statutory framework (150–210 days typical timeline).