Compare maximum cash-out proceeds under 0–90 Day Delayed Financing (lesser of 75% ARV or 100% HUD-1 Purchase + Rehab Cost) vs. 3-Month and 6-Month Full-ARV DSCR Cash-Out shelves.
Under wholesale DSCR seasoning rules, refinancing within 0–90 days of acquisition typically caps proceeds at 100% of documented HUD-1 purchase price plus verified rehab costs (up to 70%–75% ARV), while waiting 90–180 days unlocks full appraised ARV cash-out up to 75% LTV.
Compliance Note: Educational structural underwriting models only; zero interest rates, APRs, or points are quoted. Loan Daddy LLC (NMLS #2827624 · AZ CMB #CMB-2016143 · CA CFL #60DBO-218873 · (480) 485-1229) is a mortgage broker, not a lender.